New Year Money Bundle | Budget Planner + Debt Payoff Tracker + Savings Challenges

Start 2027 with your money sorted. Three calm, connected-feeling planners for budgeting your year, paying off debt and saving more, for less than buying them separately.

What's in the bundle

• Steady Year Annual Budget Planner: your whole money year on one page. Enter income and bills once and they fill all 12 months, with a dashboard, a bill calendar that colours itself, savings goals, a no-spend tracker and more.
• Clean Slate Debt Payoff Tracker: see your debt-free date and exactly what to pay each month. Snowball or avalanche, compared side by side, with a month-by-month plan and a progress tracker to colour in.
• Penny Jar Savings Challenges: the 52-week challenge, 100 envelopes, a 50-box goal chart, savings goals and a no-spend year, plus bonus printable trackers.

You save

Bought separately, these cost $28.97. The bundle is $19.99.

What you get

• One ZIP with a folder for each planner
• Sample and blank versions of every spreadsheet, so you can see how each one works before you start
• A Start Here guide for each planner, plus Penny Jar's printable trackers
• Blank files set up for 2027

Works in

• Microsoft Excel: open the .xlsx files
• Google Sheets: upload to Google Drive, then File › Save as Google Sheets

Good to know

• This is a digital product. Nothing physical will be shipped.
• Any currency, set to ₱ by default and changeable in one cell.
• Planning tools, not financial advice.
• For personal use. Please don't resell or share the files.