{"product_id":"annual-budget-planner-spreadsheet-excel-google-sheets-steady-year-1","title":"Annual Budget Planner Spreadsheet | Excel \u0026 Google Sheets | Steady Year","description":"\u003cp\u003e\u003cstrong\u003eSteady Year\u003c\/strong\u003e is a calm, colour-coded budget planner for your whole year. Enter your recurring bills and subscriptions once — they fill in every month they're due, all year long.\u003c\/p\u003e\n\n\u003ch3\u003eWhy you'll like it\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eEnter bills once:\u003c\/strong\u003e monthly, quarterly, twice-a-year and yearly bills appear on the right months automatically.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eA dashboard that updates itself:\u003c\/strong\u003e money in, money out, what's free to spend, what you've put aside and your top saving month — plus charts for money in vs money out, planned vs actual, how your savings grow and your bills by category.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eColour-coded bill calendar:\u003c\/strong\u003e pick a month to see what's paid, due, overdue and today, with \"due today\" and \"coming up next\" lists.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNeeds vs wants:\u003c\/strong\u003e compare your spending to targets you set (50 \/ 30 \/ 20 by default).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTrackers:\u003c\/strong\u003e debt payoff and savings goals with progress bars, a subscription tracker, net worth, and a No-Spend Days tracker with a yearly count.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePaycheck plan:\u003c\/strong\u003e see what each half of the month needs to cover.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePhone View:\u003c\/strong\u003e a narrow tab with your key numbers for quick checks on your phone.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAny currency:\u003c\/strong\u003e set to ₱ by default, changeable in one cell.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhat's inside — 25 tabs\u003c\/h3\u003e\n\u003cp\u003eStart Here · Setup · Dashboard · Annual Overview · 12 monthly tabs (Jan–Dec) · Transactions · Paycheck Plan · Bill Calendar · Debt Payoff · Savings Goals · Subscriptions · No-Spend Days · Net Worth · Phone View\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eA Google Sheets copy link (inside the Start Here PDF)\u003c\/li\u003e\n\u003cli\u003e2 Excel files (.xlsx): one filled with sample data to explore, and one blank for your own year\u003c\/li\u003e\n\u003cli\u003eA Start Here tab with step-by-step instructions\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWorks in\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoogle Sheets\u003c\/strong\u003e — click the link in the PDF and make your own copy\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMicrosoft Excel\u003c\/strong\u003e — open the .xlsx file\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eThis is a digital product. No physical item will be shipped.\u003c\/li\u003e\n\u003cli\u003eFormulas are protected (no password) so they don't break by accident; input cells are lightly tinted.\u003c\/li\u003e\n\u003cli\u003eFor personal use. Please don't resell or share the files.\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"My Store 2","offers":[{"title":"Default Title","offer_id":62978601025676,"sku":null,"price":10.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0798\/9896\/8204\/files\/Steady_Year_Cover.png?v=1794127985","url":"https:\/\/npk1v3-bj.myshopify.com\/products\/annual-budget-planner-spreadsheet-excel-google-sheets-steady-year-1","provider":"TastyTemplates","version":"1.0","type":"link"}